Dental Insurance

Comprehensive coverage from MetLife Dental. 

AMBA is proud to administer a fully-insured group-rated dental plan underwritten by MetLife.

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The MetLife dental services plan, administered by AMBA, is one of the most popular programs provided by PARSE. The price of a single service without insurance makes this plan easily pay for itself! 

All major categories of dental services are covered.

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Dental insurance plans coverage includes*:

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• Class I - Diagnostic/Preventive Services (100% of MAC / 90% of MAC)

  • Routine Examinations and Routine Cleanings- two in 12 consecutive months

  • Routine Bitewing X-rays - two in 12 consecutive months

  • Full Mouth X-rays - once every 36 months

  • Fluoride Treatments - two in 12 consecutive months

  • Sealants - one every 36 months

  • Palliative Emergency Treatments

  • Periodontal Maintenance - treatment of gum disease

• Class II - Basic Services (60% of MAC / 50% of MAC)

  • Minor Restorations- amalgams/ synthetic fillings

  • Endodontics - root canal therapy

  • Simple Extractions

  • Anesthesia Services

• Class III - Major Services (50% of MAC / 40% of MAC)

  • Inlays, Onlays, Crowns (Caps)

  • Periodontal Surgery

  • Complex Oral Surgery

  • Dentures and Bridges

  • Repair of Full or Partial Dentures​

• Program Deductibles and Maximums

  • Contract Year Deductible - (excluding Class I Services)​

  • Contract Year Program Maximum - $2,000 Per Person

  • Preventive Incentive (PI) - Class I Services are not deducted from the Contract Year Program Maximum

  • Benefits and pricing on this site are effective 11/1/2026 for any new enrollment.

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FULL OUTLINE OF BENEFITS*

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Network dentists can save you money!

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You can visit any licensed dentist and still have coverage. But, you usually will save money if you visit a network dentist. Network dentists accept discounted fees (or MAC) as payments in full for covered

services.

 

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